Town Financial is a niche financial service provider operating in Des Moines, Iowa, with a history dating back to the mid-1960s. The organization specializes in consumer lending, offering short- and medium-term personal loans designed to accommodate borrowers who may not meet conventional credit criteria. Its primary functions include underwriting loans, administering repayment terms, and providing flexible payment options tailored to individual borrower needs.
The Des Moines presence at 1301 E Euclid Ave provides local access for loan applications and customer support. The firm’s operating scope emphasizes direct-to-consumer lending within the regional market, focusing on accessible credit solutions and straightforward loan products. As a locally rooted entity, Town Financial has historically positioned itself as an alternative financing option for residents seeking quick funding with flexible terms.
Address
1301 E Euclid Ave D, Des Moines, IA 50316
Phone
(515) 26 55 623Website
townfinancialcorp.comBetter than 33% of providers in Des Moines
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basecreative.co.ukAbout Us Since 1964 Town Financial has been providing personal loans to the Des Moines area. We specialize in loans up to $5,000 and above for any reason. We don’t care if you have a few blemishes on your credit, we provide loans to customers that traditional lenders often pass over. Town Financial offers flexible terms, convenient due dates, and affordable monthly payments.
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Town Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Town Financial is listed as a financial service provider in Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Town Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Town Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Town Financial with other providers in Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Town Financial has a rating of 4.4, which is better than 33% of providers in Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Town Financial requests. It is always best to call ahead using the phone number on this page so Town Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Town Financial also offers: Loan agency.