Hometown Cash Advance is a local payday lending operation historically focused on providing short-term cash solutions to area residents. The organization operates under a model common to the payday industry, offering small-dollar loans with accelerated repayment terms designed to align with borrowers’ upcoming pay cycles. Its presence in Des Moines situates it within a broader network of storefront lenders that emphasize rapid access to funds and streamlined application processes.
The entity’s core functions center on loan origination, quick eligibility assessments, and adjacent financial-services activities typical of check-cashing and small-loan providers. Its operational scope appears to include in-person customer service at a fixed storefront, with emphasis on immediate cash disbursement and straightforward repayment schedules. While public-facing information on the organization’s corporate structure or long-term strategic direction is limited, the business model reflects a focus on convenience, accessibility, and local community engagement as differentiators within its market. This overview remains descriptive of its nature and activities without endorsing or evaluating outcomes.
Address
1335 E University Ave, Des Moines, IA 50316
Phone
(515) 26 55 556Website
hometowncashstores.comBetter than 76% of providers in Des Moines
In addition to the primary service, Hometown Cash Advance also offers:
Links and information about Hometown Cash Advance:
Not BBB Accredited. Payday Loans in Mason City, IA. See BBB rating, reviews, complaints, and more.
www.bbb.orgA little background: I'm a college student in Nevada (Econ Major) and got hooked up with the job through a family friend. Didn't really know what I was getting into. It was an alright job worked there for about a year for extra beer money. Edit: Thanks for the questions everyone and keeping it civil I know the industry has a very negative perception to it. I don't mean to defend the industry I just wanted to answer some genuine questions which worked out great. I am surprised I didn't get more...
www.reddit.comGet more information for Hometown Cash Advance in Ottumwa, IA. See reviews, map, get the address, and find directions.
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quicklendingloans24556.affiliatblogger.comOther providers in Des Moines with similar ratings:
Hometown Cash Advance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Hometown Cash Advance is listed as a financial service provider in Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Hometown Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Hometown Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Hometown Cash Advance with other providers in Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Hometown Cash Advance has a rating of 4.9, which is better than 76% of providers in Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Hometown Cash Advance requests. It is always best to call ahead using the phone number on this page so Hometown Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Hometown Cash Advance also offers: Loan agency, Check cashing service, Financial consultant.