Regional Finance at 1999 Wabash Ave Suite 106, Springfield, IL 62704 operates as a locally focused consumer financial services organization. The entity engages in providing small-dollar loans and related financial products tailored to individuals seeking quick access to funds. Its services are typically structured around installment lending, with terms designed to accommodate borrowers who may require manageable repayment schedules over a set period. The organization functions within a regulated framework that governs consumer lending activities in Illinois, including licensure and compliance requirements for lenders operating within the state.
Regional Finance has historically established branch networks to serve communities with access to credit options beyond traditional banking avenues. Its presence in Springfield situates the organization as part of a broader, regional footprint in the Midwest, where local offices facilitate customer engagement, application processing, and loan administration. Primary operations encompass loan origination, underwriting under standard risk parameters, and ongoing servicing of existing loans, with a focus on consumer financial needs rather than commercial financing. The organization’s scope includes adherence to state and federal consumer protection standards applicable to small-loan lenders, ensuring transparent terms, disclosures, and consumer resolution channels.
Address
1999 Wabash Ave Suite 106, Springfield, IL 62704
Phone
(217) 60 63 020Website
branches.regionalfinance.comBetter than 79% of providers in Springfield
Links and information about Regional Finance:
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Regional Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Regional Finance is listed as a financial service provider in Springfield, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Springfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 5.0, which is better than 79% of providers in Springfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.