First II Development Credit is a financial services organization operating from 401 E Adams St, Springfield, IL 62701, with functions centered on lending and credit-related activities within its regional footprint. The entity’s historical footprint appears tied to the broader Springfield financial services landscape, where infrastructure and commercial properties at the Adams Street corridor have long served business tenants and institutions seeking modest office and financial service capacity. Primary functions likely include traditional credit origination, assessment, and servicing, along with related financial products typically found in local mid-sized lenders and credit firms.
Operational scope appears to be focused on the central Illinois market, aligning with other financial service providers in the region that cater to small businesses and individual borrowers. The organization’s presence at a downtown address situates it within a dense commercial area, potentially facilitating interactions with local business communities, property management firms, and municipal entities. This overview emphasizes organizational nature, historical context, and core activities without asserting specific metrics or endorsements.
Address
401 E Adams St, Springfield, IL 62701
Phone
(217) 24 11 440Links and information about First II Development Credit:
201 E Adams St, Springfield, IL 62701. This Office property can be viewed on LoopNet.
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First II Development Credit is listed as a financial service provider in Springfield, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First II Development Credit to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First II Development Credit, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First II Development Credit with other providers in Springfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First II Development Credit has a rating of 0.0, compared to the city average of 4.5.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First II Development Credit requests. It is always best to call ahead using the phone number on this page so First II Development Credit can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First II Development Credit also offers: Loan agency.