Heights Finance is a consumer finance organization offering short-term installment loans to individuals. The Joliet branch at 1145 Essington Rd has positioned itself as a local lender serving the surrounding community with accessible loan products and straightforward application processes. The organization emphasizes customer service and a fast funding approach, aiming to provide borrowers with liquidity while aligning loan terms with individual need.
Nature and history Heights Finance operates as a national non-bank lender that has expanded into multiple states with a network of storefronts. The Joliet location reflects the company’s broader model of retail lending, focusing on personal and installment loan offerings for individuals who may seek alternatives to traditional bank financing. The brand presents itself as valuing respectful treatment of customers and aims to simplify the borrowing experience.
Primary functions and scope Core activities include assessing eligibility for small-dollar personal loans, processing applications, and issuing funds promptly. The Joliet office provides in-person support, with typical office hours listed for local consultations. The organization’s scope centers on providing flexible loan options within a standardized product framework designed for quick outcomes.
Better than 95% of providers in Joliet
Links and information about Heights Finance:
We are now a cash-free branch. Don’t worry. We have several easy ways to pay. Click here to learn about our payment options. Address: 1145 Essington Rd Phone:(815) 730-6914 Office Hours: Mon-Fri: 8:30am-5:30pm Branch ID#: 1041 Manager: Stephen O'Conner... ## Get the money you need today quickly, easily and with the respect you deserve. Get up to $10,000 today quickly, easily and with the respect you deserve. At Heights Finance, you are much more than just a credit score. We’ll work with you to...
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Heights Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Heights Finance is listed as a financial service provider in Joliet, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Heights Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Heights Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Heights Finance with other providers in Joliet and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Heights Finance has a rating of 5.0, which is better than 95% of providers in Joliet.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Heights Finance requests. It is always best to call ahead using the phone number on this page so Heights Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Heights Finance also offers: Loan agency.