Abri Credit Union, located at 2350 McDonough Street in Joliet, Illinois, operates as a member-owned financial cooperative. Established to serve the financial needs of its members, the organization functions through a cooperative model where ownership and governance rest with those who hold accounts and participate in its services. Its structure typically emphasizes democratic member control, with opportunities for members to influence policy and strategic direction through elected representatives.
Historically, credit unions like Abri often emerged to provide accessible financial services within local communities, focusing on serving lower-cost banking products and cultivating financial inclusion. The organization’s core activities generally include accepting deposits, providing loan products, and offering basic financial services designed to support everyday banking needs. Operational scope tends to center on locality, with service delivery tailored to the community the credit union serves, maintaining compliance with applicable federal and state regulations that govern member-owned financial institutions.
Better than 70% of providers in Joliet
In addition to the primary service, Abri Credit Union also offers:
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Abri Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Abri Credit Union is listed as a financial service provider in Joliet, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Abri Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Abri Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Abri Credit Union with other providers in Joliet and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Abri Credit Union has a rating of 3.8, which is better than 70% of providers in Joliet.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Abri Credit Union requests. It is always best to call ahead using the phone number on this page so Abri Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Abri Credit Union also offers: Credit union, ATM, Bank, Loan agency, Mortgage lender.