Oportun is a financial services organization focused on providing accessible credit and related financial products to underserved consumers. The firm operates within a digital-first model, emphasizing responsible lending practices and the use of data analytics to assess credit risk and inform product offerings. Since its inception, Oportun has pursued a mission to expand financial inclusion by offering installment loans, savings capabilities, and budgeting tools designed to help members build toward more stable financial futures. The organization emphasizes tailoring its services to individuals who may have limited traditional credit histories, aiming to provide credit access with affordable terms and transparent disclosures. Oportun’s core functions include loan origination, risk-based pricing, and member services that support responsible borrowing and financial empowerment. The business maintains a nationwide footprint through its public presence and partnerships, while continually evolving its technology-driven platform to manage loan servicing, repayment, and savings features within regulatory requirements.
Better than 76% of providers in Chicago
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
Oportun 138,428 followers on LinkedIn. Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members over $2.4 billion in interest and fees, and helped its members save an...
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www.reddit.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Find answers to common questions
Oportun is listed as a financial service provider in Chicago, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Chicago and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 76% of providers in Chicago.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.