The address corresponds to a Chicago-based entity in the financial services sector, identified as 1st Merchant Advance. This organization appears to operate within the short-term financing space, focusing on leveraging accounts receivable or related cash-flow solutions to support business needs. Historically, firms in this niche have emerged to address rapid funding requirements for growing enterprises, offering access to working capital that can bridge gaps between invoices, payroll, and operational expenses. Primary functions typically include evaluating merchant cash-advance proposals, underwriting for risk, and delivering funding with swift approval processes designed for speed and convenience. The organization’s scope is likely centered on serving small to midsize businesses within urban markets, where rapid liquidity can influence day-to-day operations and growth trajectories. Operational activities commonly encompass client onboarding, documentation handling, compliance checks, and ongoing account management to ensure timely disbursements and repayment arrangements. Overall, the entity operates as a finance intermediary with a focus on working-capital solutions tailored to merchant realities.
Address
1245 S Michigan Ave #266, Chicago, IL 60605
Phone
(855) 21 37 205Links and information about 1st Merchant Advance:
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1st Merchant Advance is listed as a financial service provider in Chicago, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Merchant Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Merchant Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Merchant Advance with other providers in Chicago and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Merchant Advance has a rating of 0.0, compared to the city average of 4.2.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Merchant Advance requests. It is always best to call ahead using the phone number on this page so 1st Merchant Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Merchant Advance also offers: Loan agency.