Cash America, operating as a pawn and payday-lending retailer, functions as a financial services organization that provides immediate cash solutions through collateral-based lending and related consumer services. The enterprise arose from a broader network focused on serving cash- and credit-constrained communities by facilitating short-term loans secured by personal property, along with the sale of secondhand goods. Its historical arc traces a transition from a single shop into a broader franchise model, emphasizing accessibility and convenience for customers who may be underserved by traditional banking channels. Core operations typically include pawn transactions, where merchandise is bought, borrowed against, or lent, complemented by the sale of assorted merchandise and ancillary services aimed at rapid liquidity for clients. The organizational footprint centers on neighborhood storefronts designed to offer quick, user-friendly access to financial solutions and tangible goods, reinforcing a presence in urban commercial corridors. The entity’s scope concentrates on regional markets, prioritizing speed, simplicity, and flexible options for customers seeking immediate monetary assistance.
Better than 14% of providers in Chicago
In addition to the primary service, Cash America also offers:
Links and information about Cash America:
Get more information for Cash America in Chicago, IL. See reviews, map, get the address, and find directions.
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www.youtube.comCASH AMERICA PAWN, 3243 W Lawrence Ave, Chicago, IL 60625, 14 Photos, Mon - 10:00 am - 6:00 pm, Tue - 10:00 am - 6:00 pm, Wed - 10:00 am - 6:00 pm, Thu - 10:00 am - 6:00 pm, Fri - 10:00 am - 6:00 pm, Sat - 10:00 am - 5:00 pm, Sun - Closed
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Find answers to common questions
Cash America is listed as a financial service provider in Chicago, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cash America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cash America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cash America with other providers in Chicago and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cash America has a rating of 2.6, which is better than 14% of providers in Chicago.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cash America requests. It is always best to call ahead using the phone number on this page so Cash America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cash America also offers: Pawn shop, Gold dealer, Loan agency.