Oportun is a financial services organization operating as a fintech lender focused on providing accessible credit products and related savings tools. The Aurora, Illinois location serves as a neighborhood access point for in-person services, complementing the company’s broader digital and branch network. The organization emphasizes responsible lending practices and aims to help members move toward financial stability through structured installment loans and associated financial services.
Key aspects include its history as a mission-driven lender established to expand credit access for underserved consumers and its dedication to lightweight application processes, quick fund disbursement, and cross-channel support. Operational scope encompasses localized loan origination, customer service, and use of technology to manage credit decisions, repayment, and savings features. The Aurora site functions within this framework to facilitate informed borrowing and basic financial empowerment at the community level.
Better than 75% of providers in Aurora
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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Find answers to common questions
Oportun is listed as a financial service provider in Aurora, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Aurora and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 75% of providers in Aurora.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.