Cal Payday Loans at 2150 W Galena Blvd, Aurora, IL 60506 appears to function as a local payday lending establishment. This overview focuses on the organization’s nature, history, primary functions, and operational scope without drawing on speculative figures or endorsements.
Nature and history - The entity operates within the consumer financial services sector, offering short-term borrowing options typically characterized as payday loans. - Specific historical details such as founding date, ownership structure, and regulatory milestones are not publicly detailed here.
- The organization appears to provide cash advances and small-dollar loans intended to bridge short-term liquidity gaps for customers. - Services are likely marketed to individuals seeking rapid access to funds, with possible in-person and/or storefront-based options.
- Located in Aurora, Illinois, the business is presumed to serve the surrounding community and nearby areas within reasonable proximity to the address provided. - Regulatory compliance, licensing, and borrower disclosures would be governed by applicable state and local laws governing payday lending operations in Illinois.
Better than 92% of providers in Aurora
Links and information about Cal Payday Loans:
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Cal Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Cal Payday Loans is listed as a financial service provider in Aurora, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cal Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cal Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cal Payday Loans with other providers in Aurora and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cal Payday Loans has a rating of 5.0, which is better than 92% of providers in Aurora.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cal Payday Loans requests. It is always best to call ahead using the phone number on this page so Cal Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cal Payday Loans also offers: Loan agency.