Oportun is a mission-driven financial services organization that provides consumer lending and related financial products through a digitally enabled platform. Founded in 2005, the company originated as Progreso Financiero and developed its current model around accessible, responsible credit for individuals often outside traditional lending channels. Oportun operates with a data-driven approach to risk assessment and product design, leveraging technology to assess creditworthiness beyond conventional credit scores. The organization concentrates on expanding financial inclusion by offering personal loans, savings tools, budgeting capabilities, and related services designed to help members manage their finances more effectively.
Operationally, Oportun serves a nationwide membership base through digital channels and local servicing networks, focusing on scalable, affordable credit solutions. Its business activities emphasize responsible lending practices and the use of technology to optimize member outcomes, while maintaining governance aligned with regulatory standards and industry best practices. The entity’s scope includes financial education components and tools intended to support members in achieving longer-term financial goals.
Better than 9% of providers in Nampa
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Nampa, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Nampa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 3.4, which is better than 9% of providers in Nampa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.