CapEd Credit Union is a member-owned financial cooperative headquartered in Nampa, Idaho. Established to serve the financial needs of its members, the organization operates as a not-for-profit institution that channels earnings back to members in the form of member benefits and pricing. Its governance is driven by a volunteer board of directors selected from the membership, with management executing day-to-day operations under policy oversight. The credit union provides a range of core financial services designed to support personal and family financial goals, including deposit products, lending, and related financial services.
Historically, CapEd has evolved from a community-focused cooperative into a broader financial services organization while maintaining its cooperative principles. Its service footprint includes branch locations and digital platforms that enable access to accounts, transactions, and support for financial needs. The organization emphasizes prudent risk management, regulatory compliance, and member education as foundational elements of its operations. By aligning products and services with member interests, CapEd aims to deliver stable, cooperative financial solutions within its regional market.
Better than 18% of providers in Nampa
In addition to the primary service, CapEd Credit Union also offers:
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CapEd Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
CapEd Credit Union is listed as a financial service provider in Nampa, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask CapEd Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from CapEd Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare CapEd Credit Union with other providers in Nampa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
CapEd Credit Union has a rating of 3.5, which is better than 18% of providers in Nampa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents CapEd Credit Union requests. It is always best to call ahead using the phone number on this page so CapEd Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, CapEd Credit Union also offers: Credit union, Business banking service.