US Bank Mortgage, operating from 220 W Cherry Ln, Meridian, Idaho, is a regional unit of a large U.S. financial services organization. Its mortgage operations center on providing home loan products and related services to residential borrowers within its geographic footprint. As part of a nationwide banking enterprise, the entity supports loan origination, underwriting, processing, and closing activities that align with its parent company’s standards and procedures. The organization’s historical presence in the broader U.S. banking landscape reflects evolution from conventional deposit-taking institutions into diversified financial services providers, including mortgage financing as a core function. Within its operating environment, the Meridian location participates in the standardized workflows and regulatory compliance requirements typical of federally chartered or state-licensed lenders, ensuring consistent administration of mortgage programs offered by the parent institution.
The primary functions include facilitating access to mortgage credit, coordinating documentation, and managing post-closing processes to ensure loan delivery to investors or secondary markets as governed by applicable guidelines. The unit emphasizes risk management, quality control, and customer interface practices embedded in the parent organization’s risk framework and governance structure.
Find answers to common questions
US Bank Mortgage is listed as a financial service provider in Meridian, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask US Bank Mortgage to explain the terms in writing before you proceed.
To improve your chances of getting better terms from US Bank Mortgage, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare US Bank Mortgage with other providers in Meridian and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
US Bank Mortgage has a rating of 0.0, compared to the city average of 4.2.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents US Bank Mortgage requests. It is always best to call ahead using the phone number on this page so US Bank Mortgage can confirm exactly which documents you need for your specific situation.
In addition to its primary service, US Bank Mortgage also offers: Mortgage broker.