208 Title Loans is a locally focused consumer finance business operating from Meridian, Idaho. Historically, the company has positioned itself as a family-owned enterprise serving Treasure Valley residents with title-secured financing, emphasizing personal service and flexible repayment terms within a short approval window.
Founded as part of a small regional network, the organization concentrates on providing short-term loans secured by vehicle titles, leveraging the equity in customers’ autos. Its primary functions include loan origination, title-based collateralization, refinancing options, and customer support tailored to borrowers seeking rapid access to cash.
Operational scope centers on Idaho communities, with the Meridian location serving as a hub for in-person applications and fast funding. The entity’s activities focus on entry-level consumer finance, emphasizing accessibility and local, face-to-face interaction rather than extensive nationwide lending programs.
Better than 82% of providers in Meridian
In addition to the primary service, 208 Title Loans also offers:
Links and information about 208 Title Loans:
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208 Title Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
208 Title Loans is listed as a financial service provider in Meridian, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 208 Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 208 Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 208 Title Loans with other providers in Meridian and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
208 Title Loans has a rating of 5.0, which is better than 82% of providers in Meridian.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 208 Title Loans requests. It is always best to call ahead using the phone number on this page so 208 Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 208 Title Loans also offers: Loan agency, Title company.