Mountain America Credit Union, Meridian: Franklin Road Branch operates as a community-based financial cooperative serving members in the Meridian area. As part of Mountain America’s broader organizational network, the branch upholds the credit union model, emphasizing member ownership, democratic governance, and a cooperative approach to financial services. The facility provides routine banking functions aligned with credit unions, including deposit acceptance, loan origination support, and access to standard financial services for eligible members.
Historically, Mountain America Credit Union has grown from a regional cooperative to a multi-branch operation with a focus on accessible financial services and member education. The Meridian branch complements this network by offering branch-level services designed to support everyday banking needs, along with guidance consistent with the credit union ethos of trust, stewardship, and community involvement. The branch’s operations reflect compliance with applicable regulatory requirements governing financial cooperatives and consumer financial services, ensuring secure handling of member accounts and transactions within its service area.
Better than 43% of providers in Meridian
In addition to the primary service, Mountain America Credit Union - Meridian: Franklin Road Branch also offers:
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Mountain America Credit Union - Meridian: Franklin Road Branch is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Mountain America Credit Union - Meridian: Franklin Road Branch is listed as a financial service provider in Meridian, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Mountain America Credit Union - Meridian: Franklin Road Branch to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Mountain America Credit Union - Meridian: Franklin Road Branch, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Mountain America Credit Union - Meridian: Franklin Road Branch with other providers in Meridian and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Mountain America Credit Union - Meridian: Franklin Road Branch has a rating of 4.4, which is better than 43% of providers in Meridian.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Mountain America Credit Union - Meridian: Franklin Road Branch requests. It is always best to call ahead using the phone number on this page so Mountain America Credit Union - Meridian: Franklin Road Branch can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Mountain America Credit Union - Meridian: Franklin Road Branch also offers: Loan agency, Car finance and loan company, Credit union.