Members Preferred Credit Union, located at 1515 Hoopes Ave in Idaho Falls, Idaho, is a member-owned financial cooperative established to serve the financial needs of its members. As a credit union, it operates on a cooperative model where ownership and voting rights are shared among members, aligning governance with the interests of those who hold accounts. The organization typically focuses on providing accessible, community-oriented financial services, including savings, checking, loans, and other standard credit union offerings. Its history, like many credit unions, may trace back to a period of local financial institutions joining together to form a cooperative that emphasizes member participation and financial stability.
Operationally, Members Preferred Credit Union is expected to function as a local financial institution with a commitment to serving residents and organizations within its field of membership. The primary activities likely involve managing member deposits, underwriting and servicing loans, and maintaining a network of branches or service points to facilitate routine banking needs. While specifics of programs and services are not detailed here, the organization’s structure as a credit union suggests a focus on community-based financial stewardship and member benefits derived from cooperative governance.
Better than 3% of providers in Idaho Falls
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Members Preferred Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Members Preferred Credit Union is listed as a financial service provider in Idaho Falls, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Members Preferred Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Members Preferred Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Members Preferred Credit Union with other providers in Idaho Falls and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Members Preferred Credit Union has a rating of 3.4, which is better than 3% of providers in Idaho Falls.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Members Preferred Credit Union requests. It is always best to call ahead using the phone number on this page so Members Preferred Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Members Preferred Credit Union also offers: Credit union.