Citizens Community Bank operates as a community-focused financial institution located at 399 N Capital Ave in Idaho Falls, Idaho. Established to serve local residents and businesses in the region, it functions as a full-service bank providing core banking operations such as deposit accounts, lending services, and basic transaction processing tailored to individual and commercial needs.
The bank's primary role centers on supporting the economic vitality of eastern Idaho through its operational scope, which includes branch-based services in the Idaho Falls area. Its history reflects a commitment to regional stability, evolving from local banking traditions to meet community demands with straightforward financial infrastructure. Day-to-day functions encompass account management, loan origination, and customer support, all conducted within a framework emphasizing accessibility for nearby depositors and borrowers.
Better than 14% of providers in Idaho Falls
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Citizens Community Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Citizens Community Bank is listed as a financial service provider in Idaho Falls, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Citizens Community Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Citizens Community Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Citizens Community Bank with other providers in Idaho Falls and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Citizens Community Bank has a rating of 3.8, which is better than 14% of providers in Idaho Falls.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Citizens Community Bank requests. It is always best to call ahead using the phone number on this page so Citizens Community Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Citizens Community Bank also offers: Bank.