HawaiiUSA Federal Credit Union is a member-owned financial cooperative serving residents and communities within its field of membership in Hawaii. Established to provide accessible financial services, the organization operates as a not-for-profit institution with a governance structure that reflects member ownership and democratic participation. Its historical development reflects the broader evolution of credit unions in the United States, focusing on community-based financial support and cooperative principles.
The credit union offers a range of core functions typical of its sector, including deposit-taking, lending, and payment services designed to meet everyday financial needs. It maintains regulatory compliance and prudent risk management as foundational elements of its operations. The organization emphasizes local service delivery, with facilities and staffing aligned to serve members across its service area. Its operational scope encompasses routine financial transactions, savings and checking products, and credit services, underpinned by risk-managed processes and member-centric governance.
Address
1226 College Walk, Honolulu, HI 96817
Phone
(808) 53 44 300Website
locations.hawaiiusafcu.comBetter than 48% of providers in Honolulu
In addition to the primary service, HawaiiUSA Federal Credit Union also offers:
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HawaiiUSA Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
HawaiiUSA Federal Credit Union is listed as a financial service provider in Honolulu, HI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask HawaiiUSA Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from HawaiiUSA Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare HawaiiUSA Federal Credit Union with other providers in Honolulu and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
HawaiiUSA Federal Credit Union has a rating of 3.9, which is better than 48% of providers in Honolulu.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents HawaiiUSA Federal Credit Union requests. It is always best to call ahead using the phone number on this page so HawaiiUSA Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, HawaiiUSA Federal Credit Union also offers: Loan agency, Bank, Business banking service, Financial consultant, Credit union.