OneMain Financial is a consumer finance company that offers personal loans and related credit products through a network of branch locations and online channels. The organization traces its origins to early 20th-century lending institutions and has evolved through mergers and rebranding to operate under the OneMain name, with a focus on extending credit to nonprime borrowers and providing associated insurance and financial wellness offerings. Its business activities include loan origination, servicing, and portfolio management, supported by a nationwide branch footprint and digital lending capabilities to serve customers across multiple states. The company emphasizes responsible lending practices and customer financial empowerment, with operations spanning amid regulatory oversight and consumer protection frameworks governing lending, disclosures, and amortization. As a financial services organization, OneMain engages in risk assessment, underwriting decisions, and customer support services to facilitate access to credit solutions while maintaining compliance with applicable state and federal requirements. This overview concentrates on nature, history, core functions, and operational reach of the entity.
Address
3615 Florida Ave S #1200, Lakeland, FL 33803
Phone
(863) 64 45 936Website
onemainfinancial.comBetter than 40% of providers in Lakeland
Links and information about OneMain Financial:
BBB Accredited since 4/6/1999. Consumer Finance Companies in Orlando, FL. See BBB rating, reviews, complaints, and more.
www.bbb.orgOneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks and...
en.wikipedia.orgOneMain Financial 31,799 followers on LinkedIn. Our mission is to improve the financial well-being of hardworking Americans. OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We look beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans and auto loans, credit cards and financial...
www.linkedin.comAbout us, we offer personal loans with about 1,400 branches across 44 states. Learn who we are, our executive team & areas of our business.
www.onemainfinancial.comBBB Accredited since 3/1/1985. Consumer Finance Companies in Evansville, IN. See BBB rating, reviews, complaints, and more.
www.bbb.orgOther providers in Lakeland with similar ratings:
OneMain Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OneMain Financial is listed as a financial service provider in Lakeland, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OneMain Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OneMain Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OneMain Financial with other providers in Lakeland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OneMain Financial has a rating of 4.2, which is better than 40% of providers in Lakeland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OneMain Financial requests. It is always best to call ahead using the phone number on this page so OneMain Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OneMain Financial also offers: Loan agency.