Advance America is a national consumer financial services company that provides short-term cash advance and installment loan products through a network of retail locations and online channels. Founded in the early 1990s, the organization grew to operate hundreds of centers across multiple states, including Florida, where in-store services complement its online application options. The Lakeland location at 1283 Ariana Street offers standard cash-advance products and related services typically marketed as quick-access lending solutions, with in-store processing designed to facilitate fast funding. Core operations focus on providing accessible financial products to customers who need immediate liquidity while maintaining a framework of eligibility requirements and repayment terms aligned with its product offerings. The organization emphasizes in-store customer service and broad geographic reach through its nationwide store footprint, coupled with online application capabilities that support remote access to its loan options. This overview centers on organizational nature, history, primary functions, and operational scope without discussing specific performance metrics or individualized financial guidance.
Better than 85% of providers in Lakeland
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Find answers to common questions
Advance America is listed as a financial service provider in Lakeland, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Lakeland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 85% of providers in Lakeland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.