Farm Credit of Central Florida is a member-owned agricultural lending cooperative operating within a defined Central Florida service area. Established as part of the Farm Credit System, its mission centers on providing reliable credit and related financial services to farmers, ranchers, and rural landowners. The organization emphasizes a cooperative structure in which member-borrowers jointly own the institution and participate in governance, aligning lending decisions with local agricultural needs and community interests. Its history traces to the broader agricultural credit movement that began in the early 20th century, with the Farm Credit System created to deliver stable financing for rural economies. Primary functions include offering loans for land, production, equipment, and operating needs, along with related services such as appraisals and financial guidance tailored to agribusiness realities. Operational scope is focused on Central Florida, where the cooperative aims to support sustainable farming practices, rural development, and economic vitality through accessible credit and professional financial assistance. The Lakeland location serves as a hub for member services, lending operations, and community engagement.
Better than 70% of providers in Lakeland
In addition to the primary service, Farm Credit of Central Florida also offers:
Links and information about Farm Credit of Central Florida:
We are Farm Credit – Central Florida's premier rural lending establishment – and we are here to help you with all your lending needs. Service and price are what distinguish us from other lenders. We take the time to talk to you, listen to you, and match your needs to the best solution available. Our experienced loan officers will help determine which loan product is right for you.
farmcreditcfl.comFARM CREDIT OF CENTRAL FLORIDA in Lakeland, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Lakeland and beyond.
www.yelp.comFarm Credit of Central Florida established in 1916 and headquartered in Lakeland., Learn more about Farm Credit of Central Florida offices, leadership team, mission, and growth journey.
www.highperformr.aiFarm Credit of Florida is a Financial Services, Agriculture, and Loans for Rural Homes and Acreage company located in West Palm Beach, Florida with 149 employees. Find top employees, contact details and business statistics at RocketReach.
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Find answers to common questions
Farm Credit of Central Florida is listed as a financial service provider in Lakeland, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Farm Credit of Central Florida to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Farm Credit of Central Florida, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Farm Credit of Central Florida with other providers in Lakeland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Farm Credit of Central Florida has a rating of 4.8, which is better than 70% of providers in Lakeland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Farm Credit of Central Florida requests. It is always best to call ahead using the phone number on this page so Farm Credit of Central Florida can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Farm Credit of Central Florida also offers: Loan agency, Agricultural cooperative, Farm equipment supplier, Financial institution, Mortgage lender.