Montana Capital Car Title Loans operates as a consumer finance company that specializes in providing collateral-backed financing, specifically through car title loans. The organization positions itself as a lender offering short-term borrowing options secured by an automobile title, a structure that ties loan approval to the value and condition of the vehicle rather than credit history alone. Its presence in California reflects a strategy of expanding access to funds for borrowers who may face traditional credit barriers, using vehicle ownership as the primary security for loan consideration. Historically, the company traces its origins to the mid-2000s, building a network of branch offices and a centralized lending platform designed to streamline application and underwriting processes. The core functions include intake and evaluation of applicant details, appraisal of the vehicle, and the issuance of funds with defined repayment terms and conditions. Operational scope encompasses multiple California locations and online information channels, aiming to facilitate access to title-based financing within regulatory frameworks governing short-term lending.
Better than 58% of providers in Torrance
Links and information about Montana Capital Car Title Loans:
MONTANA CAPITAL CAR TITLE LOANS, 2030 Main St, Ste 1300 PMB 225, Irvine, CA 92614, 6 Photos, Mon - 9:00 am - 7:00 pm, Tue - 9:00 am - 7:00 pm, Wed - 9:00 am - 7:00 pm, Thu - 9:00 am - 7:00 pm, Fri - 9:00 am - 7:00 pm, Sat - 10:00 am - 4:00 pm, Sun - Closed
www.yelp.comView Montana Capital Car Title Loans (www.montanacapital.com) location in California, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more.
www.zoominfo.comGet more information for Montana Capital Car Title Loans in Alhambra, CA. See reviews, map, get the address, and find directions.
www.mapquest.comWhat is Montana Capital? Montana Capital (montanacapital.com) offers car title loans throughout California. Their main office is in the San…
www.loansmarket.comGet more information for Montana Capital Car Title Loans in Pomona, CA. See reviews, map, get the address, and find directions.
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Find answers to common questions
Montana Capital Car Title Loans is listed as a financial service provider in Torrance, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Montana Capital Car Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Montana Capital Car Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Montana Capital Car Title Loans with other providers in Torrance and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Montana Capital Car Title Loans has a rating of 4.6, which is better than 58% of providers in Torrance.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Montana Capital Car Title Loans requests. It is always best to call ahead using the phone number on this page so Montana Capital Car Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Montana Capital Car Title Loans also offers: Loan agency.