Happy Money is a consumer finance organization operating from Torrance, California. The entity is known for delivering digitally native financial tools and a marketplace that connects capital partners with borrowers, with a stated emphasis on promoting financial well-being and happiness through its offerings. The organization positions itself as a partner to financial institutions, providing underwriting, acquisition, and origination capabilities within a fully digital platform to support loan originations and portfolio diversification. Its public-facing materials describe a mission centered on responsible lending, transparency, and customer-centric financial solutions, aiming to help consumers address debt and pursue financial goals. The company’s history and branding emphasize a science-backed approach that blends psychology and technology to facilitate smoother pathways from borrowing to saving and investing, within a governance framework that highlights collaboration with mission-aligned capital. The Torrance address is listed as the corporate location and part of its broader nationwide operations.
Address
21515 Hawthorne Blvd Suite 200, Torrance, CA 90503
Phone
(800) 87 80 901Website
happymoney.comBetter than 17% of providers in Torrance
In addition to the primary service, Happy Money also offers:
Links and information about Happy Money:
Learn more about Happy Money's company details, contact information, competitors, and more. Find accurate contact data easily with LeadIQ. Book a demo today.
leadiq.comNeed to reach Happy Money? Find contact details including our phone number, corporate address and customer support resources. Get help from our team today.
happymoney.comHappy Money 24,433 followers on LinkedIn. Happy Money is a consumer finance company that empowers people to achieve their goals through responsible lending. With its fully-digital platform, Happy Money partners with credit unions, banks, and asset managers to originate high-quality loans, unlocking balance sheet diversification and scale. The company provides a turnkey acquisition, underwriting, and originations channel for financial institutions to grow as a force for good in their communities.
www.linkedin.comFind out how we more than doubled the monthly organic search traffic for our finance client’s website.
thesearchinitiative.comGet to know Happy Money’s vision, core beliefs, and the caring experts behind it. Our leadership team drives a values-first approach to personal finance.
happymoney.comExplore the importance of Your Money or Your Life (YMYL) topics in finance, where accuracy and trust are essential to protecting users’ financial stability and well-being. Learn how to assess, create, and scrutinize financial content to meet the highest standards of reliability
www.concretecms.comHappy Money® is a financial technology company, delivering digitally-native financial tools and services for human happiness™ through its purpose-driven marketplace between mission-aligned capital and consumers.
theorg.comGoogle's E-E-A-T standards are crucial for financial and insurance content. Learn how financial services firms can demonstrate Experience, Expertise, Authoritativeness and Trust for YMYL topics.
www.accuracast.comLearn more about Happy Money. Find jobs, explore benefits, and research company culture at Built In.
builtin.comOther providers in Torrance with similar ratings:
Happy Money is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Happy Money is listed as a financial service provider in Torrance, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Happy Money to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Happy Money, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Happy Money with other providers in Torrance and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Happy Money has a rating of 3.0, which is better than 17% of providers in Torrance.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Happy Money requests. It is always best to call ahead using the phone number on this page so Happy Money can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Happy Money also offers: Loan agency, Financial institution.