Patelco Credit Union Santa Rosa is a community-focused financial cooperative that operates as a member-owned nonprofit institution. This branch serves the Santa Rosa area, offering access to core banking services aligned with Patelco’s broader cooperative model, which emphasizes member participation and shared ownership in the organization’s governance.
Historically, Patelco Credit Union traces its roots to the credit union movement, expanding through mergers, branches, and partnerships to extend financial services across California. The Santa Rosa location functions as part of a larger network designed to provide accessible financial products to members, emphasizing reliability, security, and a member-centric approach.
The branch’s primary functions include standard banking operations such as deposit handling, loan processing, and customer service support, all conducted within the regulatory framework governing credit unions. Operational scope encompasses daily financial transactions, account maintenance, and educational resources to help members manage finances and understand savings, credit, and budgeting within a cooperative structure.
Better than 52% of providers in Santa Rosa
In addition to the primary service, Patelco Credit Union Santa Rosa also offers:
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Patelco Credit Union Santa Rosa is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Patelco Credit Union Santa Rosa is listed as a financial service provider in Santa Rosa, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Patelco Credit Union Santa Rosa to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Patelco Credit Union Santa Rosa, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Patelco Credit Union Santa Rosa with other providers in Santa Rosa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Patelco Credit Union Santa Rosa has a rating of 3.8, which is better than 52% of providers in Santa Rosa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Patelco Credit Union Santa Rosa requests. It is always best to call ahead using the phone number on this page so Patelco Credit Union Santa Rosa can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Patelco Credit Union Santa Rosa also offers: Credit union, ATM, Bank, Car finance and loan company, Financial planner, Mortgage lender, Savings bank.