Redwood Credit Union is a member-owned financial cooperative based in Santa Rosa, California, serving its members through a community-focused model rooted in cooperative principles. Established to provide accessible financial services, the organization operates as a not-for-profit financial institution governed by a member-elected board of directors, with authority concentrated in the collective ownership of its members. Its history reflects a trajectory from small local beginnings toward a broader community presence, driven by a mission to meet the financial needs of individuals who hold membership in the credit union.
The primary functions of Redwood Credit Union include deposit-taking, lending, and related financial services designed for everyday banking needs. Its operational scope extends through branch offices and support services that facilitate consumer and small-business financial activities, alongside educational resources aimed at promoting prudent money management. As a credit union, it emphasizes member participation, democratic governance, and a focus on serving the financial interests of its membership within the local market.
Address
2460 Mendocino Ave suite a, Santa Rosa, CA 95403
Phone
(707) 54 54 000Website
redwoodcu.orgBetter than 72% of providers in Santa Rosa
In addition to the primary service, Redwood Credit Union also offers:
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Redwood Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Redwood Credit Union is listed as a financial service provider in Santa Rosa, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Redwood Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Redwood Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Redwood Credit Union with other providers in Santa Rosa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Redwood Credit Union has a rating of 4.2, which is better than 72% of providers in Santa Rosa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Redwood Credit Union requests. It is always best to call ahead using the phone number on this page so Redwood Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Redwood Credit Union also offers: Credit union, ATM, Bank, Financial planner, Investment service, Mortgage broker, Mortgage lender.