Swift Title Loans appears to be a title-loan storefront operating in California, with a focus on providing cash loans secured by a vehicle’s title. Historically, title loan providers in California have positioned themselves as quick-access lenders for borrowers who own a vehicle and need rapid liquidity, often emphasizing same-day funding and minimal credit checks. The organization at 98 E San Fernando St unit A in San Jose would function within this framework, offering short-term loans collateralized by a vehicle title and typically targeting customers seeking urgent cash for emergencies or bill payments.
In terms of scope and operations, entities of this type generally manage the intake, underwriting, and disbursement of title loans through a network of local offices and affiliated partners. They commonly provide basic eligibility criteria, documentation requirements, and terms that revolve around the lien on the vehicle until the debt is repaid. The historical context for California title lenders includes evolving regulatory oversight intended to balance consumer access with protections, though specific policy details for this organization require direct verification from official sources.
Address
98 E San Fernando St unit A, San Jose, CA 95113
Phone
(408) 59 93 552Website
cartitleloansla.comBetter than 81% of providers in San Jose
Links and information about Swift Title Loans:
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Swift Title Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Swift Title Loans is listed as a financial service provider in San Jose, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Swift Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Swift Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Swift Title Loans with other providers in San Jose and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Swift Title Loans has a rating of 5.0, which is better than 81% of providers in San Jose.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Swift Title Loans requests. It is always best to call ahead using the phone number on this page so Swift Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Swift Title Loans also offers: Loan agency.