Advance America is a nationwide consumer financial services provider that operates as a small-loan and payday loan storefront network. The organization offers short-term borrowing products, including installment and payday loans, along with related financial services such as check cashing, money transfers, and bill payment assistance through its physical locations and online channels. Its business model centers on providing accessible, point-of-sale lending solutions and financial services to customers who may require quick access to cash or routine financial transactions. Over its history, the company has expanded its footprint across numerous states and municipalities, building a network of storefronts and digital service options to serve a broad customer base. The organization emphasizes straightforward product offerings, standardized application processes, and compliance with applicable state and federal lending regulations. Operationally, it maintains close links with consumer financial services ecosystems, including payment processing, compliance, and customer support functions designed to facilitate rapid service delivery at the point of sale and through digital interfaces.
Better than 81% of providers in San Jose
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in San Jose, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in San Jose and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 81% of providers in San Jose.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.