Payday Loans Plus is a consumer finance service operating from 1100 Lincoln Ave, Suite 150, San Jose, California. The organization appears to provide short-term borrowing solutions designed to address immediate cash needs, consistent with storefront payday lending models found in California. Its physical presence in San Jose situates it within a dense metropolitan market that includes a variety of independent lenders and banks serving diverse local communities. The entity’s core activities typically include evaluating borrower income and employment stability to determine loan eligibility, issuing small-dollar loans, and outlining repayment terms tied to the next payday. As a local lender, the organization likely emphasizes rapid funding and streamlined application processes, often with minimal documentation compared to traditional loans. Operational scope would be bounded by California state and local regulatory requirements governing payday lending, including fee structures and annual percentage rates applicable to small, short-term loans. The organization contributes to the local financial services landscape by offering accessible credit options for customers facing abrupt expenses.
Address
1100 Lincoln Ave #150, San Jose, CA 95125
Phone
(408) 29 84 473In addition to the primary service, Payday Loans Plus also offers:
Links and information about Payday Loans Plus:
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Payday Loans Plus is listed as a financial service provider in San Jose, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payday Loans Plus to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payday Loans Plus, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payday Loans Plus with other providers in San Jose and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payday Loans Plus has a rating of 0.0, compared to the city average of 4.1.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payday Loans Plus requests. It is always best to call ahead using the phone number on this page so Payday Loans Plus can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payday Loans Plus also offers: Corporate office, Loan agency.