Monterey County Bank is a regional bank operating in California, with a history rooted in community-focused financial services. Established in the late 20th century, the institution has grown alongside the communities it serves, maintaining close relationships with local individuals, small businesses, and agricultural interests. Its operations center on providing retail banking products and commercial banking solutions tailored to the needs of residents and local enterprises.
The bank’s primary functions include deposit-taking, lending, cash management, and other standard banking services offered to individuals and small to mid-sized businesses. Its footprint spans multiple office locations in Monterey County, including Salinas, enabling it to support local economic activity through tailored financial products and services. The organization emphasizes continuity, prudent risk management, and ongoing adaptation to evolving technology and customer expectations.
Better than 88% of providers in Salinas
In addition to the primary service, Monterey County Bank also offers:
Links and information about Monterey County Bank:
Monterey County Bank 534 followers on LinkedIn. Monterey County Bank, a wholly-owned subsidiary of PCB Financial Inc., provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts, certificates of deposit, and retirement accounts. Its lending products are business focused and include commercial...
www.linkedin.comMonterey Financial Services 454 followers on LinkedIn. Accelerating business growth with customized financial solutions, full service receivable management, and debt recovery. Monterey has over 35 years of experience in creating customized financial solutions to optimize our clients' businesses. Monterey helps businesses large and small through buying receivables to offer cash now, as well as professional loan servicing for both performing and non-performing loans. Monterey seamlessly...
www.linkedin.comOn June 14 th, 1910 The First National Bank of Monterey received its charter from the Comptroller of the Currency to establish a national bank in the town of Monterey. The bank opened on August 1 st of 1910 with 57 original shareholders and $25,000 in capital. The first board of directors rotated presidents naming PH Wagoner, John Marbaugh and VE Fullmer as CEOs until 1933, when Charlie Keitzer assumed the title in 1934.... The bank’s original purpose and mission was set by 5 local merchants...
www.fnbmonterey.comOther providers in Salinas with similar ratings:
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Find answers to common questions
Monterey County Bank is listed as a financial service provider in Salinas, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Monterey County Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Monterey County Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Monterey County Bank with other providers in Salinas and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Monterey County Bank has a rating of 5.0, which is better than 88% of providers in Salinas.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Monterey County Bank requests. It is always best to call ahead using the phone number on this page so Monterey County Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Monterey County Bank also offers: Bank, ATM.