Advance America is a U.S.-based payday loan lender and financial services company that operates storefront locations providing short-term lending, check cashing, and related financial services. The organization has historically positioned itself as offering quick access to cash and consumer financial products to underbanked customers, often through in-person applications and regulated by state laws governing lending practices. Its network includes numerous branches across California and other states, serving individuals who seek rapid funding solutions and related financial services within local communities. The entity emphasizes compliant lending operations and transparency in its service delivery, with a focus on facilitating access to funds through a physical office presence and standardized product offerings. Operational scope includes consumer installment loans and ancillary services designed to support everyday financial needs, within the regulatory frameworks applicable to payday lenders and related financial institutions in the United States.
Better than 88% of providers in Salinas
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
150 Main St, Salinas, CA 93901. This Office property can be viewed on LoopNet.
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Salinas, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Salinas and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 88% of providers in Salinas.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.