Oportun is a financial services organization that focuses on providing consumer lending products and related financial services. It originated in the United States with a mission to broaden access to credit for underserved customers through a technology-driven approach. The organization operates by offering installment loans and other basic financial services, leveraging online and in-person channels to reach customers. Its operational scope includes underwriting, loan servicing, customer support, and compliance with relevant state and federal regulations. Oportun emphasizes responsible lending practices, including requirements for repayment capacity and transparent terms, within the contexts where it serves. The Oxnard location at 2401 Saviers Rd situates the organization within a regional network that supports local customers through stepped lending processes and related financial services. This overview focuses on the entity’s nature, history, primary functions, and general operational footprint rather than specific financial data or performance metrics.
Address
Inside Superior, 2401 Saviers Rd, Oxnard, CA 93033
Phone
(805) 97 85 375Website
oportun.comBetter than 64% of providers in Oxnard
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Oxnard, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Oxnard and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 64% of providers in Oxnard.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.