Advance America is a nationwide consumer-finance organization that provides short-term lending products and related financial services through a network of retail storefronts. Since its inception, the firm has grown into a large footprint focused on accessible cash-advance solutions and other payday loan offerings, operating under a franchise-like model with standardized procedures and compliance practices. The Oxnard location at 2329 N Oxnard Blvd serves as one of its local service points, handling in-person customer interactions, loan applications, and cash disbursement processes consistent with the company’s broad operating framework. The organization emphasizes streamlined in-store experiences, supported by online application options, enabling customers to initiate borrowing quickly and complete necessary steps with minimal delays. Its services span basic cash-advance products and possible ancillary offerings, such as money transfer services, aligned with its nationwide infrastructure and customer-service standards. This store location reflects the broader entity’s emphasis on rapid access to funds within a regulated consumer-lending environment.
Better than 75% of providers in Oxnard
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
Advance America is here to help you with easy online cash advances, fast cash loans and more. Apply online now or visit any of our 800+ locations.
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Oxnard, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Oxnard and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 75% of providers in Oxnard.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.