BMO Bank N.A. operates as a national banking affiliate of the Bank of Montreal, providing a range of financial services through its branch network. The Modesto, California location functions as part of the bank’s retail banking footprint, offering in-branch services that support everyday banking needs for individuals, businesses, and organizations in the surrounding community.
Historically, BMO Bank N.A. traces its roots to the broader Canadian banking heritage of the Bank of Montreal, expanded into the United States to serve cross-border and domestic customers with a focus on accessibility and integrated financial solutions. The Modesto branch contributes to the bank’s regional presence by delivering standard banking activities aligned with federal and state regulatory requirements, including cashier’s checks, account services, and customer assistance. The branch operates within a structured network that emphasizes consistency in service delivery, risk management, and adherence to institutional policies governing financial transactions and customer confidentiality.
Address
3801 Pelandale Ave Ste C, Modesto, CA 95356
Phone
(209) 54 57 580Website
branches.bmoharris.comBetter than 21% of providers in Modesto
In addition to the primary service, BMO Bank N.A Branches also offers:
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BMO Bank N.A Branches is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
BMO Bank N.A Branches is listed as a financial service provider in Modesto, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask BMO Bank N.A Branches to explain the terms in writing before you proceed.
To improve your chances of getting better terms from BMO Bank N.A Branches, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare BMO Bank N.A Branches with other providers in Modesto and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
BMO Bank N.A Branches has a rating of 3.1, which is better than 21% of providers in Modesto.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents BMO Bank N.A Branches requests. It is always best to call ahead using the phone number on this page so BMO Bank N.A Branches can confirm exactly which documents you need for your specific situation.
In addition to its primary service, BMO Bank N.A Branches also offers: Loan agency, ATM, Financial consultant, Financial institution, Financial planner, Bank, Money order service, Mortgage lender, Savings bank.