Mocse Credit Union is a member-owned financial cooperative based in Modesto, California. Established to serve the financial needs of its members, the organization operates as a cooperative with a focus on providing access to monetary tools and services through its network of branches and digital platforms. Historically, credit unions like Mocse emerged to offer affordable, community-centered banking options, emphasizing member participation and democratic governance.
The credit union’s primary functions include accepting deposits, extending loans, and offering basic financial services tailored to individuals and small businesses within its membership base. Operational scope typically spans retail banking activities, member education, and community outreach aimed at promoting financial inclusion and responsible money management. As a financial cooperative, Mocse Credit Union emphasizes governance by its members, efficiency in service delivery, and accountability through transparent reporting and regulatory compliance. The institution’s address situates it within Modesto’s urban area, aligning its services with local needs while maintaining adherence to applicable financial regulations.
Better than 33% of providers in Modesto
In addition to the primary service, Mocse Credit Union also offers:
Other providers in Modesto with similar ratings:
Mocse Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Mocse Credit Union is listed as a financial service provider in Modesto, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Mocse Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Mocse Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Mocse Credit Union with other providers in Modesto and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Mocse Credit Union has a rating of 3.4, which is better than 33% of providers in Modesto.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Mocse Credit Union requests. It is always best to call ahead using the phone number on this page so Mocse Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Mocse Credit Union also offers: Credit union, ATM.