OE Federal Credit Union, headquartered at 2540 N Watney Way in Fairfield, California, is a member-owned financial cooperative that provides a range of banking services to eligible individuals. As a credit union, its governance is based on a member-ownership model, with decisions driven by participants who use the credit union’s products and services. OE Federal operates within a cooperative framework designed to offer financial services beyond what typical banks may provide, emphasizing community-focused resources and shared ownership.
Historically, credit unions like OE Federal emerged to serve local members with an emphasis on financial inclusion and democratic control. The organization typically offers deposit accounts, loan products, and basic financial services aligned with regulatory standards and safety requirements. Its operational scope generally includes member services, compliance with federal and state regulations, and participation in networks that enable routine transactions and access to financial infrastructure. By focusing on core financial functions and member welfare, the credit union aligns with the broader mission of supporting financial stability within its controlled field of membership.
Better than 74% of providers in Fairfield
In addition to the primary service, OE Federal Credit Union also offers:
Other providers in Fairfield with similar ratings:
OE Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OE Federal Credit Union is listed as a financial service provider in Fairfield, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OE Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OE Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OE Federal Credit Union with other providers in Fairfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OE Federal Credit Union has a rating of 4.9, which is better than 74% of providers in Fairfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OE Federal Credit Union requests. It is always best to call ahead using the phone number on this page so OE Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OE Federal Credit Union also offers: Credit union, Financial institution.