BMO Bank N.A. is a subsidiary of Bank of Montreal, operating as a national banking association with a focus on serving retail and commercial customers through a network of branches. The organization historically evolved from broader Canadian banking roots into a U.S. presence designed to provide integrated financial services across personal and business banking needs. Its operations are organized to support routine banking activities, including deposit-taking, loan origination, and basic wealth management services, under a regulated framework that governs consumer and commercial banking practices.
The Fairfield, California location at 1300 Oliver Rd serves as a local access point within a larger regional and national infrastructure. The branch contributes to the institution's geographic reach by facilitating customer interactions, account maintenance, and routine financial transactions. As part of a larger corporate structure, the site operates within standardized compliance and risk management protocols intended to align with both federal and state banking regulations, ensuring consistent service delivery across its branch network.
In addition to the primary service, BMO Bank N.A Branches also offers:
BMO Bank N.A Branches is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
BMO Bank N.A Branches is listed as a financial service provider in Fairfield, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask BMO Bank N.A Branches to explain the terms in writing before you proceed.
To improve your chances of getting better terms from BMO Bank N.A Branches, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare BMO Bank N.A Branches with other providers in Fairfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
BMO Bank N.A Branches has a rating of 2.2, compared to the city average of 3.9.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents BMO Bank N.A Branches requests. It is always best to call ahead using the phone number on this page so BMO Bank N.A Branches can confirm exactly which documents you need for your specific situation.
In addition to its primary service, BMO Bank N.A Branches also offers: Bank, ATM, Financial consultant, Financial institution, Financial planner, Loan agency, Money order service, Mortgage lender, Savings bank.