Loan Direct, LLC appears to be a private lending entity based at 245 Fischer Ave Ste A5, Costa Mesa, California. The organization is associated with mortgage and consumer finance activities, describing itself as offering home loans, personal loans, and business loans through an omni-channel approach. Its public-facing materials emphasize client-focused service, aiming to provide multiple lending options tailored to individual needs and to facilitate the loan process with online tools and account-tracking features. The company’s stated foundation in Costa Mesa places its operations within Southern California’s financial services landscape, reflecting a focus on mortgage-related products alongside alternative lending solutions. Located in a commercial area of Costa Mesa, the firm appears to operate with a relatively small to mid-sized team structure, aligning with typical private lending practices in the region. The organization’s historical footprint suggests activity dating back to the mid-2010s, with a continuing emphasis on borrower-centric solutions and a range of loan types designed to address varying financial circumstances.
Better than 73% of providers in Costa Mesa
In addition to the primary service, Loan Direct, LLC also offers:
Links and information about Loan Direct, LLC:
Loan Direct 258 followers on LinkedIn. An Industry Leader in Home Loans and Alternative Lending Solutions We are an omni-channel lending company striving to build a better way for our clients and products. Get the Loan That’s Right for You We make sure you have the details you need to get the right solution based on your needs. We give you online tools to keep track of what we need from you, what we’re working on and what’s already done.
www.linkedin.comDirect Finance 755 followers on LinkedIn. The Best Way Home Direct Finance is a full-service financing brokerage that offers a wide range of products to include residential and commercial financing, mixed use, multi-family, non-traditional financing, equity lines, and bank statement financing. Our mission at Direct Finance is to establish a brokerage and lending platform that provides our clients and partners with access to all viable options in the marketplace at competitive rates. By...
www.linkedin.com1 review of LOAN DIRECT "We highly recommend Loan Direct, especially Joe Lam and his team with Timothy Stewart and Hong Ding, if you are in need to get a loan to buy a house in this competitive seller market! We would not be able to get our dream home without their top notch assistance! It was such an incredible experience working with a genuine and experienced lender like Joe Lam at Loan Direct. We wasted so much time and opportunities being reeled in by 2 previous Lenders with false promises...
www.yelp.comNot BBB Accredited. Loans in Costa Mesa, CA. See BBB rating, reviews, complaints, and more.
www.bbb.orgNot BBB Accredited. Loans in Costa Mesa, CA. See BBB rating, reviews, complaints, and more.
www.bbb.orgOther providers in Costa Mesa with similar ratings:
Loan Direct, LLC is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Loan Direct, LLC is listed as a financial service provider in Costa Mesa, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Loan Direct, LLC to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Loan Direct, LLC, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Loan Direct, LLC with other providers in Costa Mesa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Loan Direct, LLC has a rating of 5.0, which is better than 73% of providers in Costa Mesa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Loan Direct, LLC requests. It is always best to call ahead using the phone number on this page so Loan Direct, LLC can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Loan Direct, LLC also offers: Mortgage lender, Loan agency.