First Commercial Loan is a private lending organization focused on providing specialized financing solutions, particularly for estate and trust-related needs, operating within California. The entity’s work centers on facilitating distribution loans and other private money lending arrangements, often leveraging existing assets in trusts and estates to support financing needs. Its historical footprint, based on public listings and industry profiles, suggests a niche role in enabling lenders and beneficiaries to manage property-related financial transitions while navigating California tax reassessment considerations.
Nature and functions - Primary focus: private lending and loans to trusts and estates - Core services: facilitating distribution loans, aiding beneficiaries in preserving Proposition 58-related tax treatment during inherited-property transactions - Operational scope: California-based private lending with emphasis on trust and estate financing structures - Context: positioned within the broader real estate and private lending landscape, serving clients seeking non-traditional funding avenues tied to estate distributions and property transfers
Note: No statistics or financial advice are provided, and the description centers on the entity’s nature, history, and primary functions.
Address
1954 Placentia Ave, Costa Mesa, CA 92627
Phone
(949) 23 86 768Better than 73% of providers in Costa Mesa
Links and information about First Commercial Loan:
CLOANC 100 followers on LinkedIn. We provide Loans to Trusts & Estates; helping clients avoid property tax reassessment on an inherited home. Commercial Loan Corporation is a California professional private money lender specializing in making distribution loans to trusts and estates. When a child-beneficiary is inheriting a home from a parent as his/her share of a trust or estate distribution and wants to take advantage of California Proposition 58 (avoid property tax reassessment), we can...
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Find answers to common questions
First Commercial Loan is listed as a financial service provider in Costa Mesa, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Commercial Loan to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Commercial Loan, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Commercial Loan with other providers in Costa Mesa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Commercial Loan has a rating of 5.0, which is better than 73% of providers in Costa Mesa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Commercial Loan requests. It is always best to call ahead using the phone number on this page so First Commercial Loan can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Commercial Loan also offers: Loan agency.