Desert Financial Credit Union, headquartered in Surprise, Arizona, operates as a member-owned financial cooperative dedicated to providing financial services to its members. Established to support community members with accessible banking options, the organization emphasizes its cooperative structure, wherein ownership and governance are aligned with the needs of the membership rather than external shareholders. Its services typically encompass core financial activities such as deposit accounts, loans, and related financial products designed to support individuals and small businesses within the credit union’s field of membership.
With a footprint that includes branches in the Surprise area, Desert Financial Credit Union maintains a focus on member service, financial education, and community engagement. The organization’s operations are organized to serve a broad local audience, offering typical cooperative banking functions while adhering to regulatory standards governing federally insured credit unions. Its presence at the Surprise Walmart location signifies a strategy to increase accessibility for members seeking convenient, in-person financial services.
Better than 29% of providers in Surprise
In addition to the primary service, Desert Financial Credit Union - Surprise Walmart also offers:
Other providers in Surprise with similar ratings:
Desert Financial Credit Union - Surprise Walmart is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Desert Financial Credit Union - Surprise Walmart is listed as a financial service provider in Surprise, AZ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Desert Financial Credit Union - Surprise Walmart to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Desert Financial Credit Union - Surprise Walmart, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Desert Financial Credit Union - Surprise Walmart with other providers in Surprise and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Desert Financial Credit Union - Surprise Walmart has a rating of 3.9, which is better than 29% of providers in Surprise.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Desert Financial Credit Union - Surprise Walmart requests. It is always best to call ahead using the phone number on this page so Desert Financial Credit Union - Surprise Walmart can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Desert Financial Credit Union - Surprise Walmart also offers: Credit union, ATM, Bank, Car finance and loan company, Financial planner.