Copper State Credit Union is a member-owned financial cooperative serving residents and employees within its field of membership by providing core financial services. Established to support the financial well-being of individuals and families, the organization operates as a nonprofit, member-centric institution governed by a volunteer board of directors. Its structure emphasizes democratic member control, with each member holding an equal vote in important organizational decisions.
Historically, credit unions like Copper State Credit Union emerged to offer affordable financial products and personalized service beyond what traditional banks typically provide. The organization focuses on deposit-taking, loan origination, and related financial transactions designed to meet everyday banking needs. Its operations span through member education initiatives, community outreach, and the maintenance of financial accounts and records. The credit union’s physical location at 15613 West Bell Road in Surprise, Arizona, serves as a hub for member services and administrative functions, while its broader mission centers on supporting financial accessibility and responsible money management within the community.
Better than 57% of providers in Surprise
In addition to the primary service, Copper State Credit Union also offers:
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Copper State Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Copper State Credit Union is listed as a financial service provider in Surprise, AZ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Copper State Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Copper State Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Copper State Credit Union with other providers in Surprise and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Copper State Credit Union has a rating of 4.4, which is better than 57% of providers in Surprise.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Copper State Credit Union requests. It is always best to call ahead using the phone number on this page so Copper State Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Copper State Credit Union also offers: Credit union, ATM, Bank, Car finance and loan company, Loan agency, Mortgage lender.