CheckSmart is a private consumer finance company operating as a provider of short-term installment loans and related financial services. The organization at 2449 E South Blvd in Montgomery, Alabama, has historically positioned itself within the regulated payday/alternative lending sector, offering borrowers access to capital with structured repayment terms designed to align with typical paycheck cycles. Its business activities center on facilitating small-dollar loan transactions, often emphasizing rapid underwriting processes and accessible locations for customers seeking quick financing options. The entity’s operations span local service provision in Montgomery, providing in-person customer engagement, loan origination support, and account management activities that conform to applicable state and federal lending regulations. Over time, checks and balances commonly associated with such lenders include compliance with consumer lending laws, privacy safeguards for borrower information, and standardized disclosure of loan terms. This profile focuses on the organization’s nature, history, and primary functions within the consumer credit landscape.
Address
2449 E South Blvd, Montgomery, AL 36116
Phone
(334) 28 88 887In addition to the primary service, CheckSmart also offers:
Links and information about CheckSmart:
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CheckSmart is listed as a financial service provider in Montgomery, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask CheckSmart to explain the terms in writing before you proceed.
To improve your chances of getting better terms from CheckSmart, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare CheckSmart with other providers in Montgomery and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
CheckSmart has a rating of 0.0, compared to the city average of 4.5.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents CheckSmart requests. It is always best to call ahead using the phone number on this page so CheckSmart can confirm exactly which documents you need for your specific situation.
In addition to its primary service, CheckSmart also offers: Check cashing service, Loan agency, Money order service.