1F Cash Advance at 71 Commerce St, Montgomery, AL 36104 operates as a payday loan storefront within a national network offering short-term cash advances. The organization positions itself as a provider of quick-access funds intended to cover urgent expenses, using a model focused on rapid application and decision processes rather than long-term financing. Historically, the broader chain has expanded across multiple states, establishing a presence in urban and suburban areas to serve local residents with immediate liquidity needs. Primary functions include accepting loan requests, conducting basic eligibility assessments, and disbursing funds through in-person transactions or related payment channels. The Montgomery location serves the surrounding communities, including nearby municipalities, and emphasizes conventional storefront operations with staff support to guide applicants through the loan process. Operational scope centers on fast turnaround for small-dollar loans, with service offerings typically oriented toward simple repayment terms and deposit/collection arrangements that align with immediate cash needs. This description focuses on the entity’s defined activity and geographic footprint.
Better than 53% of providers in Montgomery
Links and information about 1F Cash Advance:
Visit our store at 71 Commerce St, Montgomery, AL, for payday loans and other quick cash options to cover your emergencies. Apply today to enjoy our fast and easy loan process.
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1F Cash Advance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
1F Cash Advance is listed as a financial service provider in Montgomery, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1F Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1F Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1F Cash Advance with other providers in Montgomery and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1F Cash Advance has a rating of 4.8, which is better than 53% of providers in Montgomery.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1F Cash Advance requests. It is always best to call ahead using the phone number on this page so 1F Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1F Cash Advance also offers: Loan agency.