Advance America at 4003 Durand Avenue in Racine, Wisconsin, is a consumer finance provider operating within a network of storefront locations. The organization focuses on short-term, collateral-free lending products and related financial services designed to assist individuals with immediate liquidity needs. As a retail financial services company, its underlying activities center on customer access to loans and associated customer-service interactions in a physical branch setting.
Historically, the Advance America brand emerged as part of a broader financial services sector expanding accessible consumer credit through local branches across multiple states. The Racine location lies within a midsize Wisconsin community where branch-level operations typically include intake of applications, eligibility screening, document verification, and the disbursement of funds, followed by ongoing account management and customer support. Operational scope for this location generally aligns with standard franchise-style models, emphasizing standardized procedures and compliance with applicable state and federal regulations governing consumer finance.
Better than 71% of providers in Racine
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Racine, WI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Racine and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 4.9, which is better than 71% of providers in Racine.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.