WVU Credit Union is a member-owned financial cooperative serving individuals affiliated with West Virginia University and the surrounding Morgantown community. Established to provide accessible, member-focused financial services, the organization operates within a framework that emphasizes democratic control by its members, who elect a volunteer board of directors. Its history is rooted in the broader cooperative movement, which prioritizes affordable, transparent access to financial products and services while reinvesting earnings into member benefits and community initiatives.
The credit union’s primary functions include accepting deposits, providing checking and savings accounts, and offering lending products designed to support personal, educational, and family financial needs. It maintains a physical presence at its Morgantown location and typically supports financial education and outreach aimed at helping members manage money, build savings, and plan for future needs. Operational scope centers on compliant, member-centric service delivery, risk management, and collaborative governance aligned with credit union principles.
Better than 71% of providers in Morgantown
In addition to the primary service, WVU Credit Union also offers:
Other providers in Morgantown with similar ratings:
WVU Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
WVU Credit Union is listed as a financial service provider in Morgantown, WV and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask WVU Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from WVU Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare WVU Credit Union with other providers in Morgantown and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
WVU Credit Union has a rating of 4.4, which is better than 71% of providers in Morgantown.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents WVU Credit Union requests. It is always best to call ahead using the phone number on this page so WVU Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, WVU Credit Union also offers: Federal credit union, ATM, Financial institution.