OnPoint Community Credit Union is a member-owned financial cooperative serving the Vancouver, Washington area with a history rooted in mutual aid and cooperative principles. Originating from collective efforts to provide accessible financial services, the organization operates as a nonprofit financial institution focused on member welfare rather than profit maximization. Its structure emphasizes democratic governance, with member-owners voting on matters affecting the credit union’s strategic direction and community initiatives.
The credit union offers a range of financial services designed to support everyday banking needs, including savings and checking accounts, loans, and digital banking access. Its operational scope spans local branches and service areas in the Pacific Northwest, aligning with broader cooperative finance practices to promote financial inclusion and stable member outcomes. Emphasizing prudent risk management and regulatory compliance, OnPoint Community Credit Union maintains standards intended to protect member deposits and ensure continuity of services. The organization’s ongoing activities reflect a commitment to practical financial solutions for individuals and families within its community.
Better than 65% of providers in Vancouver
In addition to the primary service, OnPoint Community Credit Union also offers:
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OnPoint Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OnPoint Community Credit Union is listed as a financial service provider in Vancouver, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OnPoint Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OnPoint Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OnPoint Community Credit Union with other providers in Vancouver and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OnPoint Community Credit Union has a rating of 4.5, which is better than 65% of providers in Vancouver.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OnPoint Community Credit Union requests. It is always best to call ahead using the phone number on this page so OnPoint Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OnPoint Community Credit Union also offers: Credit union, ATM, Bank, Business banking service, Business to business service, Car finance and loan company, Mortgage lender.