iQ Credit Union is a member-owned financial cooperative based in Vancouver, Washington. Established to serve individuals who share a common bond, the organization operates as a nonprofit financial institution that prioritizes member services over profit. Its core functions include accepting deposits, providing various loan products, and offering standard financial services such as payments, money transfer, and account management. As a credit union, it channels earnings back to members through better rates, lower fees, and enhanced service options, aligning with its cooperative governance model.
The organization serves a defined membership community, with participation typically restricted to eligible individuals and groups connected to the credit union’s field of membership. Its historical development reflects the broader evolution of credit unions in the United States, emphasizing cooperative principles, community investment, and member empowerment. Operationally, iQ Credit Union maintains branches and support channels to facilitate access to services, while adhering to regulatory requirements governing insured depository institutions. The entity’s scope includes routine daily financial activities, risk management practices, and member education initiatives designed to promote financial well-being within its community.
Better than 18% of providers in Vancouver
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iQ Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
iQ Credit Union is listed as a financial service provider in Vancouver, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask iQ Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from iQ Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare iQ Credit Union with other providers in Vancouver and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
iQ Credit Union has a rating of 3.5, which is better than 18% of providers in Vancouver.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents iQ Credit Union requests. It is always best to call ahead using the phone number on this page so iQ Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, iQ Credit Union also offers: Credit union.