Gesa Credit Union is a member-owned financial cooperative serving the Tacoma, Washington area and surrounding communities. Established to provide financial services through a shared-branch network, the organization operates as a not-for-profit institution focused on member benefits rather than profits. Its structure centers on democratic governance, with members able to influence key decisions through participation in elections and annual meetings.
Historically, Gesa evolved from a community-focused credit union model designed to offer accessible financial products to individuals who sought alternatives to traditional for-profit banks. The institution’s primary functions include safeguarding members’ deposits, offering obligation-driven loan products, and facilitating routine banking services. As a cooperative, its scope encompasses financial education initiatives, supportive budgeting tools, and community outreach aligned with the goal of financial well-being for members. The organization operates through a branch network and service channels that support everyday banking needs while maintaining a mission of serving the financial interests of its membership.
Better than 18% of providers in Tacoma
In addition to the primary service, Gesa Credit Union also offers:
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Gesa Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Gesa Credit Union is listed as a financial service provider in Tacoma, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Gesa Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Gesa Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Gesa Credit Union with other providers in Tacoma and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Gesa Credit Union has a rating of 3.0, which is better than 18% of providers in Tacoma.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Gesa Credit Union requests. It is always best to call ahead using the phone number on this page so Gesa Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Gesa Credit Union also offers: Credit union, ATM, Bank, Car finance and loan company, Financial institution, Investment service, Loan agency, Mortgage lender, Savings bank.