US Cash Advance at 1228 N Hamilton St, Ste 2, Spokane, WA 99202 operates as a check cashing and small loan–endorsement establishment within the broader consumer financial services sector. Historically, such entities emerged to provide rapid liquidity by converting checks into cash and offering short-term, small-dollar loan products. The organization’s primary functions typically center on facilitating check cashing, check selling, and related cash-advance activities, often serving individuals who may not have traditional banking access. Its operational scope generally covers walk-in customer service, basic underwriting for small loans, and processing of financial transactions consistent with state regulatory requirements. In Washington, activities of check cashers and small loan endorsements are subject to licensing and supervisory oversight, with compliance frameworks designed to protect consumers and ensure lawful operation. The Spokane location contributes to the local availability of immediate cash services, complementing other nearby financial service providers. For precise regulatory status and history, consult state licensing records and enforcement actions related to check cashing entities in Washington.
Better than 82% of providers in Spokane
Links and information about US Cash Advance:
Institutions of the State of Washington (Director) is responsible for the administration of chapter 31.45 RCW, the Check Cashers and Sellers Act (Act). After having conducted an investigation pursuant to RCW 31.45.100, the Director, through his designee, Division of Consumer Services... Director Lucinda Fazio, institutes this proceeding and finds as follows: I. FACTUAL ALLEGATIONS 1.1 Advance America Cash Advance Centers of Washington, LLC (Respondent) was licensed by the Department of...
dfi.wa.govDid anybody else get a threatening email from a place called cash advance
www.reddit.comBBB Directory of Check Cashing Services near Spokane Valley, WA. Your guide to trusted BBB Ratings, customer reviews and BBB Accredited businesses.
www.bbb.org“I didn’t even know what a cash advance was right until considered one of my clients did not shell out me, that means I couldn’t fork out my assistant. A cash advance for less than weekly helped me manage my track record—priceless!” Start by moving into your personal facts, like your title, address, and e mail. When carried out, go through and take the terms and conditions to maneuver on to another phase. Note as you strike “next” your information can not be improved, so be sure it is actually...
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www.nationalcreditdirect.comOther providers in Spokane with similar ratings:
US Cash Advance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
US Cash Advance is listed as a financial service provider in Spokane, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask US Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from US Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare US Cash Advance with other providers in Spokane and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
US Cash Advance has a rating of 4.4, which is better than 82% of providers in Spokane.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents US Cash Advance requests. It is always best to call ahead using the phone number on this page so US Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, US Cash Advance also offers: Loan agency.