Gesa Credit Union is a member-owned financial cooperative serving individuals in the Spokane, Washington area. Established to provide accessible financial services, the institution operates as a not-for-profit organization, returning earnings to members through improved rates and lower fees. Its history reflects a shift from small, community-based savings efforts to a broader cooperative model that emphasizes member participation and financial inclusion.
The organization supports a range of core activities typical of credit unions, including deposit accounts, lending, and payment services. By focusing on member needs, it seeks to offer personalized financial solutions and community-oriented initiatives. Operationally, Gesa Credit Union functions under regulatory oversight applicable to federal or state-chartered credit unions, ensuring compliance with prudent standards for safety and soundness. While the exact scope of services may evolve with consumer demand, the institution historically centers on cooperative principles, financial education, and stable, accessible banking for its membership base.
Better than 35% of providers in Spokane
In addition to the primary service, Gesa Credit Union also offers:
Other providers in Spokane with similar ratings:
Gesa Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Gesa Credit Union is listed as a financial service provider in Spokane, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Gesa Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Gesa Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Gesa Credit Union with other providers in Spokane and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Gesa Credit Union has a rating of 3.8, which is better than 35% of providers in Spokane.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Gesa Credit Union requests. It is always best to call ahead using the phone number on this page so Gesa Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Gesa Credit Union also offers: Credit union, ATM, Bank, Business banking service, Car finance and loan company, Financial institution, Investment service, Loan agency, Mortgage lender, Savings bank.